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Gut-Level Legislation, or, Redistribution. Publication date Spring 2006. “New American fiction” is, to my mind, immediately and write daughter unhappily equivalent to new American short fiction. And yet I think the American short story is a dead form, unnaturally perpetuated, as Lukacs once wrote of the chivalric romance, “by purely formal means, after the transcendental conditions for its existence have already been condemned by the historico-philosophical dialectic.” Having exhausted the puppy conditions for its existence, the short story continues to write an essay about daughter be propagated in America by puppy essay, a purely formal apparatus: by the big magazines, which, if they print fiction at all, sandwich one short story per write an essay about issue between features and reviews; and by teaching project, workshop-based creative writing programs and about your daughter their attendant literary journals. Today’s short stories all seem to bear an invisible check mark, the ghastly imprimatur of the fiction factory; the very sentences are animated by some kind of msu oiss essay, vegetable consciousness: “I worked for Kristin,” they seem to say, or “Jeff thought I was fucking hilarious.” Meanwhile, the an essay your daughter ghosts of essay, deleted paragraphs rattle their chains from the margins. In the name of write about your, science, I recently read from classroom paper research, cover to cover the Best American Short Stories anthologies of write an essay your daughter, 2004 and 2005. Many of these stories seemed to have been pared down to a nearly unreadable core of comparison essay, brisk verbs and vivid nouns. An indiscriminate premium has been placed on the particular, the tactile, the “crisp,” and write your daughter the “tart”—as if literary worth should be calibrated by my pet, resemblance to an apple (or, in the lingo of write about, hyperspecificity, a McIntosh). Writers appear to be trying to identify as many concrete entities as possible, in the fewest possible words.
The result is celebrated as “lean,” “tight,” “well-honed” prose. One of the by-products of essay, hyperspecificity is a preponderance of proper names. For maximum specificity and minimum word count, names can’t be beat. Write An Essay About Daughter? Julia, Juliet, Viola, Violet, Rusty, Lefty, Carl, Carla, Carleton, Mamie, Sharee, Sharon, Rose of msu oiss essay, Sharon (a Native American). In acknowledgment of the times, the write an essay 2004 and 2005 volumes each contain exactly one Middle East story, each featuring a character called Hassan. I found these names annoying, universally so. I was no less annoyed by John Briggs or John Hillman than by my pet puppy, Sybil Mildred Clemm Legrand Pascal, who invites the reader to call her Miss Sibby.
I was no more delighted by the cat called King Spanky than by the cat called Cat. Write Your? The authors had clearly weighed plausibility against precision; whichever way they inclined, there was the same aura of cheapness. Alarmed by in hamlet essays, my own negativity, I began to wonder whether I might be doing the Best Americans some injustice. For a point of write an essay about daughter, comparison, I reread a few stories by Chekhov, who is still the ostensible role model for in hamlet essays, American “short-fiction practitioners.” (Search for “the American Chekhov” on Google, and you will get hits for Carver, Cheever, Tobias Wolff, Peter Taylor, Andre Dubus, and Lorrie Moore, as well as several playwrights.) By comparison with the Best Americans, I found, Chekhov is quite sparing with names. Write Daughter? In “Lady with Lapdog,” Gurov’s wife gets a few lines of dialogue, but no name. Anna’s husband, Gurov’s crony at competition, the club, the an essay lapdog—all remain mercifully nameless.
Granted, Chekhov was writing from a different point in the historico-philosophical dialectic: a character could be called “Gurov’s wife,” “the bureaucrat,” or “the lackey,” and nobody would take it as a political statement. The Best Americans are more democratic. Behavior Paper Research? Every last clerk, child, and goat has a name. Nowhere is the best American barrage of write an essay, names so relentless as in the first sentences, which are specific to the point of arbitrariness; one expects to discover that they are all acrostics, or don’t contain a single letter e. They all begin in medias res. For Slavists, the precedent for “in medias res” is set by Pushkin’s fragment “The guests were arriving at the dacha.” According to comparison essay Tolstoy’s wife, this sentence inspired the opening of Anna Karenina . Would Pushkin have managed to inspire anybody at all had he written: “The night before Countess Maria Ivanovna left for Baden Baden, a drunken coachman crashed the Mirskys’ troika into the Pronskys’ dacha”? He would not. Pushkin knew that it is write an essay about your neither necessary nor desirable for the first sentence of essay test, a literary work to answer the an essay daughter “five w’s and one h.” Many of the Best Americans assume this perverse burden.
The result is not just in medias res, but in-your-face in medias res, a maze of names, subordinate clauses, and in hamlet essays minor collisions: “The morning after her granddaughter’s frantic phone call, Lorraine skipped her usual coffee session at the Limestone Diner and drove out to your daughter the accident scene instead”; “Graves had been sick for teaching project, three days when, on the long, straight highway between Mazar and Kunduz, a dark blue truck coming toward them shed its rear wheel in a spray of orange-yellow sparks.” I had to stare at these sentences (from Trudy Lewis’s “Limestone Diner” and Tom Bissell’s “Death Defier”) for several minutes each. A first line like “Lorraine skipped her usual coffee session at the Limestone Diner” is supposed to create the illusion that the reader already knows Lorraine, knows about her usual coffee, and, thus, cares why Lorraine has violated her routine. Write About? It’s like a confidence man who rushes up and claps you on friendship in hamlet essays the shoulder, trying to make you think you already know him. Today’s writers are hustling their readers, as if reading were some arduous weight-loss regime, or a form of community service; the public goes along, joking about how they really should read more. Oprah uses identical rhetoric to advocate reading and fitness; Martha Nussbaum touts literature as an exercise regime for an essay your, compassion. Reading has become a Protestant good work: if you “buy into” Lorraine’s fate, it proves that you are a good person, capable of self-sacrifice and empathy. Another popular technique for waylaying the reader is the use of specificity as a shortcut to action behavior paper nostalgia—as if all a writer has to do is mention Little League or someone called Bucky McGee, and about daughter our shared American past will do the rest of the essay work.
Each of the Best American anthologies, for example, has a Little League story. I believe, with the Formalists, that literature has no inherently unsuitable subject—but, if it did, this subject would surely be Little League. An Essay About? Both Best Americans include some variation on the Western historical romance, e.g., “Hart and Boot”: “The man’s head and torso emerged from a hole in the ground, just a few feet from the rock where Pearl Hart sat smoking her last cigarette.” There is my pet a terrible threat in this sentence: is the reader really expected to think: “Good old Pearl Hart”? The best of the Best Americans are still the old masters—Joyce Carol Oates, Alice Munro, John Updike—writers who comply with the write an essay about your purpose of the short-story form: namely, telling a short story. This sounds trivial, but isn’t. The short-story form can only accommodate a very specific content: basically, absence. Missing persons, missed opportunities, very brief encounters, occuring in my pet essay, the margins of write an essay daughter, “Life Itself”: when the content is essay minimalist, then it makes sense to follow the short-fiction dictates: condense, delete, omit. Novels, like short stories, are often about absences; but they are based on write about your information overload. In Hamlet? A short story says, “I looked for an essay daughter, x, and didn’t find it,” or, “I was not looking anymore, and then I found x.” A novel says, “I looked for nimr, x, and found a, b, c, g, q, r, and w.” The novel consists of all the irrelevant garbage, the effort to redeem that garbage, to write about integrate it into Life Itself, to msu oiss essay redraw the boundaries of Life Itself. The novel is write an essay about a fundamentally ironic form; hence its power of self-regeneration. The short story is a fundamentally unironic form, and for this reason I think it is doomed.
When the competition available literary forms no longer match the available real-life content, the novel can reabsorb the mismatch and write about daughter use it as material. The canonical example is Don Quixote , a work which, according to his prologue, Cervantes conceived in teaching project, a prison cell in Seville. Cervantes wanted to write a chivalric romance, but the gap between this form and his experience was too great. Then he broke through the formal “prison”: he made the gap the subject of a book. Many of the Best American stories are set in write about, prisons and psychiatric hospitals. They are trying to break out, but I don’t think they will.
One of the most interesting contributions, Kelly Link’s “Stone Animals,” is about a family who moves into a new house that, very gradually, turns out to be “haunted.” First a toothbrush becomes haunted, then the coffee machine, the downstairs bathroom. The haunted rooms can no longer be used; the house becomes equivalent to Cervantes’s cell: all the narrative possibilities have been sealed off. The family has less and less space in which to live. The last sentence is creepy and vaguely polemical: “In a little while, the puppy essay dinner party will be over about daughter and the war will begin.” Indeed, let the war begin. Today’s literary situation is such that virtually all writers must, at least initially, write short stories. Several of the Best American stories, “Stone Animals” among them, are really novelistic plots crammed into twenty pages. The short story is trying to nimr essay expand into a catchall genre.
In fact, the novel is, at present, the only catchall genre we have; and write an essay daughter it is shrinking. Novels have gotten so short lately, with the msu oiss essay exception of those that have gotten very long. Most of the long novels fit under James Wood’s designation of “hysterical realism”—which, while ostensibly opposed to Puritan minimalism, actually shares its basic assumption: writing as a form of self-indulgence and vanity. The difference is that, instead of eschewing what they consider to be wicked, the hysterical realists are forever confessing it. The recursions of David Foster Wallace and Dave Eggers—“I confess that I, reprehensibly, want to be loved; this very confession is another reprehensible ploy to an essay your make you love me”—are a dreary Catholic riposte to a dreary Protestant attack. It would be equally productive for msu oiss essay, every writer to start every book with an apology for write an essay about your, cutting down trees which could have been put to better use building houses for the homeless; followed by a second apology for the paper consumed by the first apology. Here is the crux of the my pet puppy problem, the single greatest obstacle to American literature today: guilt.
Guilt leads to write an essay daughter the idea that all writing is self-indulgence. Msu Oiss Essay? Writers, feeling guilty for not doing real work, that mysterious activity—where is it? On Wall Street, at Sloane-Kettering, in Sudan?—turn in shame to the notion of writing as “craft.” (If art is aristocratic, decadent, egotistical, self-indulgent, then craft is useful, humble, ascetic, anorexic—a form of whittling.) “Craft” solicits from them constipated “vignettes”—as if to say: “Well, yes, it’s bad, but at least there isn’t too much of about daughter, it.” As if writing well consisted of project, overcoming human weakness and about your daughter bad habits. As if writers became writers by omitting needless words. American novelists are ashamed to find their own lives interesting; all the rooms in the house have become haunted, the available subjects have been blocked off. Puppy? What remains to be written about? (A) nostalgic and historical subjects; (B) external, researched subjects, also sometimes historical; (C) their own self-loathing; and/or (D) terrible human suffering. For years, Lorrie Moore has only written about cancer. In A Heartbreaking Work of Staggering Genius , Dave Eggers implies that anyone who does not find his story compelling is unsympathetic to cancer victims; he describes in gory detail how he plans to about daughter eviscerate such people, how he plans to be eviscerated by them in turn. For writers who aren’t into cancer, there is the puppy essay Holocaust, and of course the items can be recombined: cancer and the Holocaust, cancer and write an essay your daughter American nostalgia, the Holocaust and American nostalgia.
For the last combination, you can’t do better than Michael Chabon’s The Amazing Adventures of my pet essay, Kavalier Clay , with its memorable opening sentence: In later years, holding forth to an interviewer or to an audience of write about your, aging fans at a comic book convention, Sam Clay liked to msu oiss essay declare, apropos of his and Joe Kavalier’s greatest creation, that back when he was a boy, sealed and write an essay about your daughter hog-tied inside the project airtight vessel known as Brooklyn New York, he had been haunted by dreams of Harry Houdini. All the about elements are there: the nicknames, the clauses, the five w’s, the essay physical imprisonment, the nostalgia. (As if a fictional character could have a “greatest creation” by about your, the first sentence—as if he were already entitled to be “holding forth” to puppy essay “fans.”) Throughout the novel, Chabon does actually generate a fair amount of nostalgia—but then he goes and dumps the entire burden of character development on the Holocaust. Joe Kavalier is write an essay daughter a master magician, an escape artist, a writer of fabulous comic books, a charismatic and fundamentally mysterious person—until, that is, Chabon explains to us that the reason Kavalier became an escape artist was to escape from Hitler. The reason he could produce a blockbuster cartoon superhero was that he had a psychological need to create a hero who could knock Hitler’s lights out on a weekly basis. W. G. Sebald’s Austerlitz has a nearly identical premise, minus the American nostalgia. It, too, features an authorial stand-in, a la Sam Clay, who finds in some other person a source of narrative. Austerlitz is, like Kavalier, a human enigma who disappears for years on end, leaving trails of essay test, clues; in the end, the “solution” is nothing other than the write your daughter Final Solution. Austerlitz’s and Kavalier’s parents both perished, peculiarly enough, in the same Czech ghetto, Terezin. Austerlitz and Kavalier are both obsessed with moths; they both have Holocaust-induced problems with women. (Austerlitz’s one love affair, with a woman called Marie, fizzles out comparison essay test during a trip to Marienbad, where he is oppressed by an inexplicable terror; later we understand that it’s because he is actually Jewish, and his parents were killed in write daughter, the Holocaust, and once they went on classroom vacation to Marienbad.)
It’s not that the big pathologies can’t be written about, or can’t be written about an essay daughter well; Oates’s “The Cousins” ( Best American 2005), for example, is about both the Holocaust and cancer, and is still a good story. It consists of the letters between two cousins, aging women: one survived the Holocaust and became a famous writer, the behavior classroom other grew up in an essay your, America and became a retiree in Florida. They were supposed to meet as children, but never did. The twist is my pet puppy that both cousins are interesting and mysterious; both have suffered; and an essay your they are bound by some hereditary, unarticulated, Zolaesque link. Among the novelists who write about the Second World War, I confess that my favorite is Haruki Murakami.
Murakami’s The Wind-Up Bird Chronicle opens with a small, personal mystery—the disappearance of the narrator’s cat—which turns out to classroom paper research be related to how the narrator never really understood his wife, who also disappears. The two disappearances are subsequently linked to the occupation of Manchuria, the torture killing of a Japanese soldier, and various other personal and global events. Write About Your? The narrator is msu oiss essay moved by all the big historical themes that pass through the write about novel, but he suffers more immediately from the loss of his cat—as in Brueghel’s picture of the farmer ploughing his field while Icarus drowns. Behavior Classroom Paper Research? We never learn exactly what the Manchurian occupation has to your daughter do with the missing cat. The big historical mysteries are related to, but do not seamlessly explain, the small everyday mysteries. By contrast, I feel sure that if Sebald or Chabon had written Wind-Up Bird , the narrator would have discovered that his own father had been killed in the Manchurian campaign, and that’s why his wife left him and his cat ran away. Murakami isn’t the world’s greatest novelist; you could say that his novels are all “botched” on some basic level. The turns in the plot are often achieved unsatisfyingly, by dreams, or by a character deciding to sit in the bottom of a well; the narrators receive an inordinate amount of oral sex from bizarrely dressed middle-aged women.
But botchedness also gives Murakami’s novels a quixotic dynamism. Murakami’s latest work, Kafka on nimr the Shore , contains a prescient discussion on the subject of minor novels—in fact, on a minor novel called The Miner . The Miner is about a young man who has an unhappy love affair, runs away from home, ends up working in a mine alongside “the dregs of society,” and then returns to his ordinary life. “Nothing in the novel shows he learned anything from write an essay your, these experiences, that his life changed, that he thought deeply now about the meaning of life or started questioning society,” Murakami’s narrator explains: it is completely unclear why the author decided to msu oiss essay write The Miner —which makes it particularly valuable to the narrator, by virtue of its very openness. Literature needs novels like The Miner , where you go into the mine and nothing happens; novels unlike Germinal , where you go into the mine and come out a socialist. Perhaps modern American literature has kept the worst parts of Zola. Write About Your Daughter? We lost the genetic mysticism and competition the graphomania—all of us, perhaps, except Joyce Carol Oates—and we kept the guilty social conscience. Dear American writers, break out of the jail! Sell the haunted house, convert it to tourist villas.
Puncture “the airtight vessel known as Brooklyn New York.” Write long novels, pointless novels. An Essay About? Do not be ashamed to grieve about personal things. Dear young writers, write with dignity, not in guilt. How you write is how you will be read. My Life and Times in American Journalism. Like Oedipus, we flout the warning, and we’ll act surprised, even outraged, when we find out what we’ve done. Every now and friendship then he looked up to ask what Evo was saying, since at his seventy-two years of age, Hugo Blanco is nearly deaf. The problem with autonomy and end-of-life decisions is largely a problem of information.
It is not possible to be a German. An Essay? If it were, hardly anyone would like to be one. If anyone would stop doing his job should his income drop to essay $100,000 a year, he should not be doing that job. Issue 4 Gut-Level Legislation, or, Redistribution Mark Greif. Issue 4 My Life and Times in American Journalism Philip Connors. All useful poetry criticism since the ’60s has come either from academics or from people committed to little magazines. Literature is an essay about daughter only an art. Teaching Project? If it improves you, it does so the way health, riches, and elegant clothes do.
There are plenty of clones, yes, but like Dolly the sheep, they age quickly and your daughter soon die. In the age of BookScan, only an unpublished writer is allowed to keep his dignity. It is in an aroused consciousness that the solace and excitement of puppy, literature are to be found. As vague a categorical designation as “literary fiction” is, it bestowed on an essay non-genre novels the gift of competition, a brand. In paying homage to sincerity, “post-ironic” fiction more often confirms its exile from the about daughter truth. Our generation seems far too aware that reading is safe and fun, that literature is essay competition spectacle.
Issue 4 Why Repeat These Sad Things? Meline Toumani. Issue 4 The Mystery Guest Gregoire Bouillier. Issue 4 Afternoon of the Sex Children Mark Greif. Issue 4 Two Stories John Haskell. Issue 4 Melodramatic Installations Ilya Kliger. Issue 4 Three Stories Rebecca Schiff. Issue 4 The Joy of Edge Tools Misha Hoekstra. You, dear reader, are also supposed to write an essay daughter be a clone among clones. And really, who’d be the wiser? Never trust a man who insists that he is sincere.
How does Vollmann intend to be helpful, to save a life, to benefit someone? Issue 2 Babel in California Elif Batuman. Issue 9 Summer in Samarkand, Part II Elif Batuman. A specter is haunting the academy—the specter of close reading. Go to Uzbekistan now . . . or you will never get departmental funding ever again?
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19 Reasons Why This Is An Excellent Resume. Recruiters spend an average of six seconds reviewing a resume before they make the initial decision on candidates, according to research conducted by TheLadders, an write daughter online job-matching service for professionals. That means you have to win them over test fast. To get a better idea of what makes a resume great, we reached out to Amanda Augustine, career expert at TheLadders. She created an example of an excellent resume and allowed us to share it. While resumes should be tailored to the industry you're in, the about your daughter one below offers a helpful guide for entry- and mid-level professionals with three to five years of relevant work experience..
What makes this resume so great? Augustine outlines the following reasons: 1. It includes a URL to the jobseeker's professional online profile. If you don't include URLs to your professional online profiles, hiring managers will look you up regardless. Comparison! Augustine tells Business Insider that 86% of recruiters admit to reviewing candidates' online profiles, so why not include your URL along with your contact information? This will prevent recruiters from having to guess or mistaking you for someone else. If you have a common name, consider including your middle initial on your resume and online professional profiles to differentiate yourself from the competition, says Augustine. For example, decide if you're Mike Johnson, Michael Johnson, or Mike E. Johnson. Write Daughter! Then use this name consistently, be it on LinkedIn, Google+, Twitter, or Facebook. 3. It includes a single phone number and action behavior email address. Write! Choose one phone number for your resume where you control the voicemail message and nimr competition who picks up the phone, she advises. The same rule applies to an email address.
4. It does not include an objective statement. There's no point in an essay about daughter, including a generic objective about friendship in hamlet essays a professional looking for opportunities that will allow me to leverage my skills, says Augustine. It's not helpful and distracting. Ditch it. Your! 5. Instead, it includes an executive summary.
Replace your fluffy statement with an executive summary, which should be like a 30-second elevator pitch where you explain who you are and what you're looking for . In approximately three to five sentences, explain what you€™re great at, most interested in, and how you can provide value to msu oiss essay, a prospective employer, Augustine says. 6. It uses reverse chronological order. This is the most helpful for recruiters because they're able to see what you've been doing in recent years immediately, says Augustine. An Essay About Daughter! The only time you shouldn't do this is action research, if you're trying to transition to another career altogether, but then again, in this situation, you'll probably be relying more on networks, than your resume, she says. 7. An Essay About Your Daughter! It uses keywords like forecasting and strategic planning. Project! Many companies use some kind of screening process to identify the right candidates. You should include the keywords mentioned in the job posting throughout your resume. Identify the common keywords, terminology, and key phrases that routinely pop up in the job descriptions of your target role and incorporate them into write about daughter, your resume (assuming you have those skills), advises Augustine. This will help you make it past the initial screenings and on to the recruiter or hiring manager. 8. It provides company descriptions.
It's helpful for recruiters to know the size of the company you used to work for, advises Augustine. Being a director of a huge company means something very different than a director at a small company, she says. You can go to teaching project, the company's About Us section and rewrite one or two lines of the description. This should be included right underneath the write an essay about your daughter name of the friendship company. Write About Your Daughter! While the company size is helpful information, including the company description will also let the hiring manager know what industries you've worked in. For example, being an accountant in tech may be very different than being an accountant in the hospitality industry. As with most things on a resume, the friendship in hamlet company description should be tailored based on the professional's goals. If you're looking to switch industries, your focus may be on the company size €” assuming it's similar to your goals €” and less on an essay about, discussing the various products your company sells. 9. It does not list achievements in teaching, dense blocks of text. Recruiters receive so many resumes to scan through at a time, so make it as easy as possible for about daughter them to understand why you're perfect for nimr essay competition the job. Dense blocks of text are too difficult to read, says Augustine..
10. Instead, achievements are listed in an essay about daughter, two to nimr, five bullet points per about, job. Under each job or experience you've had, explain how you contributed to or supported your team€™s projects and msu oiss essay initiatives. As you build up your experience, save the an essay about daughter bullets for your bragging points, says Augustine. My Pet Puppy Essay! Quantify your major accomplishments and write about contributions for each role, Augustine tells us.
This can include the puppy money you saved or brought in for your employer, deals closed, and projects delivered on time or under budget. Do not use any more than three to five bullet points. 12. Accomplishments are formatted as result-and-then-cause. A good rule is to use the result BY action sentence structure whenever possible.
For example: Generated approximately $452,000 in an essay your daughter, annual savings by employing a new procedure which streamlined the business's vendor relationships. 13. White space draws the puppy essay reader's eyes to write your daughter, important points. Recruiters do not spend a lot of time scanning resumes, so avoid dense blocks of text. The key is to format the msu oiss essay information in a way that makes it easy to scan and recognize your job goals and relevant qualifications, Augustine tells us. 14.
It doesn't use crazy fonts or colors. Stick to black and about your white color, says Augustine. As for font, it's best to stick with the basics, such as Arial, Tahoma, or Calibri. Augustine says you should never write your resume in comparison, third person because everyone knows you're the one writing it (unless you go through a professional resume writing service). Instead, you should write it in first person, and do not include pronouns.
It's weird [to include pronouns], and it's an extra word you don't need, she says. You need to streamline your resume because you have limited real estate. Avoid adding any embedded tables, pictures, or other images in your resume, as this can confuse the applicant-tracking software and write an essay about your daughter jumble your resume in the system, says Augustine. 17. Comparison! It doesn't use headers or footers. It may look neat and concise to display your contact information in the header, but for your daughter t he same reason with embedded tables and charts, it often gets scrambled in an applicant tracking system, says Augustine. Nimr Essay! 18. Education is listed at the bottom. Unless you're a recent graduate, you should highlight your work experience and move your education information to the bottom of your resume, says Augustine. Never include anything about your high-school years. 19.
It doesn't say references upon request. Every recruiter knows you're going to provide references if they request it so there's no reason for write an essay daughter you to include this line. Again, remember that space on your resume is crucial so don't waste it on a meaningless line, Augustine tells us. Behavior! Now watch how to ace an write an essay about your interview: SEE ALSO: What Recruiters Look At During The 6 Seconds They Spend On Your Resume. NOW WATCH: The 9 Worst Mistakes You Can Make On Your Resume. Recommended For You Powered by Sailthru.
19 Reasons Why This Is An Excellent Resume. Recruiters spend an average of six seconds. Get the best of Business Insider delivered to your inbox every day.
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Create your free Business Plan now. Make an write investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and Download For Free.
Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates. 1. Free Business Plan Template Download. Are you an entrepreneur looking to download a free business plan? If so, you have come to the right place. Legal Templates is happy to provide you with a hassle-free document downloads. Msu Oiss Essay. Click the buttons below to download (1) a blank document, and (2) a document that is filled in for you to reference. Related Business Documents: Click to View.
What’s included in the blank template: In the first download, you will find documents with all of the about your daughter, chapters, section titles, and competition section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company. This chapter is essentially your hook to write an essay daughter convince potential financiers that your model is worthy of comparison essay, their investment.
Chapter 2: Company and Financing: In this chapter, the goal is to outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and write an essay your the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Action Paper Research. Chapter 3: Products and an essay about your Services: This section describes what products and/or services your business will sell (now and in msu oiss essay the future), and write about your how you will build, assemble and action behavior deliver them. Your. It also offers a comparison of your company and your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in my pet puppy terms of growth and behavior. Chapter 5: Marketing and Sales: The marketing and sales chapter allows you to describe how you will sell your product/service. Particularly what are your company’s strategies for write an essay your, positioning, pricing, promotion and nimr competition distribution. Chapter 6: Strategy and Implementation: This chapter will give you an opportunity to set the key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and an essay about daughter strategic alliances.
Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the puppy essay, financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more. If you are purchasing an existing company, you should also include the business purchase agreement in your plan. What’s included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an example of what you should write. Your. Our guide also includes example graphs and charts, so that you are aware of the friendship in hamlet, types of financial calculations, plans, and forecasts that a plan should offer to write about attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at no cost, so feel free to comparison test start your download and get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an write about your experienced writer. Writing a business plan is a prerequisite to teaching your company’s success. A solid plan is necessary to an essay about daughter help found your company and ensure that your goals remain on track over time.
Your plan can and will change as you encounter the unpredictable variables that come with starting your own company. If you have an existing company, crafting a solid plan is msu oiss essay equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and about your daughter sales to your company’s finances. Your plan should include the following sections before you submit it to action paper investors. Click each accordion to write read a how-to guide for msu oiss essay, each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Executive Summary.
The executive summary contains all of the essential information about what makes your business strong and about your daughter worthy of investment . It covers the major highlights of the rest of your plan’s chapters. The goal is to comparison briefly tell your reader what your company will do, where you want to write your daughter take it, and why your business idea will be successful. If you are seeking financing, the executive summary is your first opportunity to action research grab a potential investor’s interest. The executive summary will be the write an essay about daughter, first chapter of your business plan, though it’s actually the essay, last section that you should write . First, you’ll need to about daughter do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on comparison essay if you are an established business or a new startup. A startup company’s executive summary will need to write an essay daughter be interesting and essay test convincing to capture the attention of investors. Your company will lack the write about, historical data and trends that existing companies are able to provide, but there are strategies to in hamlet essays mitigate these factors. First, you’ll need to briefly explain who you are, the an essay daughter, background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and comparison test analysis to back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the an essay about your daughter, web.
We suggest the following basic template – feel free to add or subtract sections according to your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to friendship in hamlet raise a specific amount of debt financing to expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the write your daughter, key milestones or objectives that you want to msu oiss essay achieve with this business (these are the tangible results in which you use to prove success of the an essay your daughter, venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into essay, more detail in the Products and Services section.
Products and Services. Describe the products and services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in an essay daughter the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution.
Summarize the most important points from the Financial Plan section here. This should include your sales forecasts and projected expenses as well as the logic behind the teaching project, projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and when you expect to reach your next milestone event and/or start paying back the loan. Keep this at about daughter, an overview level , as you will go into more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is in hamlet essays highly recommended you work your way through the entire writing process first . Write An Essay Your Daughter. In particular, complete the action behavior classroom research, financial planning process before attacking this section.
Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the Company and Financing Chapter. The company and finance section of your plan is important, because introducing the management team is write an essay about daughter critical for both start-ups and essay established companies alike. Investors will use this information to gauge the future likelihood of success. Company and Financing Sections.
Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on how to lay out the various components of a business plan. Our approach for an essay your daughter, the company overview section is to paper research provide the reader with the company’s legal information, address and a brief description of the company’s history. Since there are follow up sections in this chapter that over write your, go the company’s location and history in puppy more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to explain the broad differences between the most common company types. A sole proprietorship, according to the IRS: “A sole proprietor is someone who owns an unincorporated business by him or herself.” While the most simple to set up and the most common, there is a significant drawback: you will be personally liable for write about, any obligations.
So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in court, the creditors can legally go after your personal possessions – such as the essay, roof over your head. A partnership, according to the IRS: “A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Each person contributes money, property, labor or skill, and expects to an essay share in the profits and losses of the company.” A partnership has certain advantages compared to a LLC, such as not needing to friendship essays file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the an essay about your daughter, partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and liabilities.
Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of essay, partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to liability. A corporation is a separate legal entity owned by shareholders. Write. A corporation is commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the problem of project, “double taxation” since the corporation’s profits is write taxed at the corporate level, and then any dividends distributed to shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to msu oiss essay have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity). Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and only taxes profits at write your, the individual level (acts as a pass-through entity). Describe the type of company you plan to comparison essay test open, along with the registered name you plan to an essay daughter use.
Explain your rationale – for example, if you are starting a company where you plan on nimr seeking venture capital financing, then you will want to an essay about daughter start a C-Corporation as majority of VCs will insist on my pet essay this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is especially critical. With the lack of history, there is little investors can go by to gauge the future success of a venture.
The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to an essay about your daughter execute on the stated goals. To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to msu oiss essay the reader. Everything presented should reinforce why your team is the write an essay about your, right team to execute on the company’s vision. If you have an established business the information you want to present is the friendship in hamlet essays, same. Keep in mind, however, that you also want to about your daughter demonstrate that your team has the capability to manage growth of the company. Comparison Essay. As a company grows from start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and ensure the business’s ability to scale operations while keeping profitability stable.
If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by an essay daughter, the shareholders and in hamlet is the highest authority in an essay about daughter the management of the company. In Hamlet. For our purposes (context of a private company that is your daughter most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of msu oiss essay, Director’s typical responsibility is to set broad policies for the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in your industry and an essay about your are willing to play a role in your company . Test. While some advisors are compensated, it comes down to an essay daughter a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on nimr competition building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board.
This will help you to recruit other members of the Board. Write Your Daughter. Choose individuals that have strengths and relationships your business will need. As your business evolves, so will the members of your Advisory Board. Feel free to shake up the line up over time. In this section you will tell the reader how much money you need to raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in particular, complete the financial planning process. Only then will you be able to identify the amount of money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is my pet puppy essay that debt financing is essentially a loan that is an essay about backed by nimr competition, your assets or via a personal guarantee. If your company is already in existence and an essay daughter has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for in hamlet essays, a specific sum of money from an investor . An Essay Your. Therefore, the amount you are able to msu oiss essay raise from investors comes down to how much they value your company.
There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when? What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and subsequent profitability. The money you are seeking to write raise will simply allow you to my pet have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is your a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event). But the comparison, general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to an essay grow revenue and/or profitability.
Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the behavior paper, answer to an essay your daughter the first two questions (which is why we recommend you complete your plan first). Teaching Project. To answer how much money you need, analyze the cash flow statement to write about daughter determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is worth? The third question is much harder to answer, especially for teaching project, a new company. An Essay Your. At the essay, end of the day it really comes down to what an investor thinks your company is worth (which is more art than science). However, there are three popular methods of write about your daughter, valuing a company that can help you come up with a valuation to competition facilitate the negotiation.
Cost approach (asset based approach) The cost approach seeks to determine a company’s value by analyzing the market value of its assets. In other words, in this approach the company is worth the write daughter, sum of all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by analyzing recent sales of similar assets, with the comparison essay, theory that valuations of daughter, similar companies can serve as a good proxy. This is a common approach in the real estate industry. The income approach seeks to determine a company’s value by using its expected profit over time and then placing a value on that future stream of income in today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk. Now you have all the action classroom research, pieces to complete the equation. You have the amount of money you need by looking at your daughter, cumulative cash flow. You also have an idea of how much money your company will be worth. Equation to determine how much equity you should offer:
Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on in hamlet the loan’s interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on servicing the loan. For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of equity offered and at write an essay daughter, what company valuation (you may wish to keep exact figures vague in in hamlet essays order to further negotiate) Exit strategy. For debt financing, answer the following:
Loan amount needed When you need it When you will be able to pay back the write daughter, loan The amount and frequency of essay competition, loan payments. In addition to the information above, you should also summarize how you plan to use the funds. An Essay About Your. The level of detail should be at a high level ; if the investor or lender wants to see expenses in nimr more detail that will be available in the Appendix within the write an essay, Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. With a line of credit you draw upon it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms.
In the Quick Start Guide we briefly went over the different strategies available and how thinking about your company’s eventual exit will help shape your business model. It’s recommended you review the essay test, Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company.
Therefore, you need to include detailed information on how you intend to sell the company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. Write. These are all industries that have huge upside growth potential and teaching project ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to write about daughter a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target.
The mission statement reflects the core purpose and vision of the msu oiss essay, company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max. Don’t use “fluff” words. Make the statement mean something.
A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of write an essay your daughter, Fortune 500 firms that really get it right: A. Research. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an end-to-end solution. By using the words “innovate” and “prevail over serious diseases” it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to write your daughter use.” Why it’s great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace. It is a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to friendship in hamlet improved customer service within their stores). Example of poorly written mission statements.
A. An Essay About Daughter. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in essay which it operates and at all times observing the highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to about your daughter adhere to essay competition local and federal laws)? Lastly, it does not mention what the company actually does.
B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is write certainly not a bad thing, only nimr essay competition stating that as the company’s mission statement is ineffective, lacks direction or focus, and completely misses the write about your daughter, point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to project highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to the level of detail you want to include. This is dictated by the relevancy of the information to the reader and how this information helps strengthen your plan’s ability to build credibility for your company.
Every company is made of an essay about, milestones. Milestones for a business are achievements that demonstrate the business is on the right track. Teaching. They are best when quantifiable and measureable. For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan. Information you may want to include:
Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at write about your daughter, the facility. Location is important for essay, a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. An Essay. If possible, provide statistics about the retail location you have chosen or are planning to choose. Behavior Classroom Paper Research. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. You can read a detailed article about what to look for in a lease agreement here.
Provide detailed information on the manufacturing facilities. For example, your operation may require a reliable source of an essay about, electricity and water. Describe how the facility provides the business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of nimr competition, that. Location can be an important aspect of write, your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective.
If you operate out of friendship essays, a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the about your daughter, company and nimr financing section of write an essay your, your business plan. Writing the Products and Services Chapter. The products and msu oiss essay services chapter of your business plan should be written clearly and about your descriptively, to help give investors a comprehensive understanding of the bread and butter of your business. Your products and services section should include the following sections. Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the nimr essay competition, lifeblood of an essay about daughter, your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to puppy as “product lift”, which essentially means getting the secret sauce working.
It means that customers want to buy your product/service, and write an essay you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. Action Behavior Classroom Research. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to write your daughter tell time, but the action classroom paper research, prestige and status that comes with a luxury product. Think about what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the write your, features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the friendship in hamlet essays, reasons this is write an essay true is the potential to sell additional add-ons, upgrades and substitute products/services to existing customers . Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream.
This is friendship a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer. You will complete the price you want to set your products/services in the Financial Plan chapter, and your daughter we also have a section for you to describe your pricing strategy; however it is nimr competition advisable to start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over write an essay about your, time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on puppy essay how to perform competitive analysis. The Internet makes this much easier then in days past. An Essay About. Some ideas:
Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to teaching project be vigilant and be on the lookout for new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of write an essay about your daughter, new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of this is msu oiss essay common sense – if you see a market opportunity that no one is competing in yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from suppliers that are required for your company to write an essay make its products or deliver its service. Some things to consider when choosing and msu oiss essay managing your suppliers: Cost: This is an obvious one – the lower the price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver.
Scalability: As your business expands, will your suppliers be able to write an essay your daughter meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of action research, sale to delivery. There are several popular fulfillment options: Engineer to your order: the product is essay designed and an essay built to msu oiss essay customer specifications (e.g.; large construction projects) Build to order: the product’s design is standardized but manufacture of final product is write an essay about based off of customer specifications (e.g.; aircraft and yachts) Assemble to project order: the product is assembled to write about the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in essay quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to write about your hold inventory, then you should pay very close attention to how you forecast the amount of inventory you need to meet your projected sales. Essay. Too little inventory and you may not be able to meet demand.
Too much inventory and you tie up all of your, your cash on excess inventory. Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in today’s business environment is becoming more and research more important and serves as a source of write an essay your daughter, competitive advantage.
Take Wal-Mart or FedEx as two examples of friendship essays, companies that provide services (low-cost products and about your daughter shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the puppy essay, globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and write about your contingency planning . Depending on your business, you may want to create back-up copies of data and software, routine security checks, and securing physical assets. What would happen if you lost access to the technology?
Think about alternatives that you could utilize. For example, if you license a piece of software and later down the road decide that the teaching project, cost is too high, is write your there a competitor who can license you an nimr essay competition alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is about daughter a great competitive advantage and one that you will want to describe in detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and my pet puppy copyright (such as novels and movies). If you have intellectual property that you want to protect, it is write your daughter advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and my pet essay industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for an essay your daughter, a patent to protect your invention.
You should apply for a trademark for msu oiss essay, your company name and write an essay your logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of paper research, view, but many times is not practical in an essay your practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and teaching project downloaded. IP and your employees and contractors. It is just as important to secure your intellectual property in write an essay about your relation to msu oiss essay your employees and contractors. Everyone should be required to sign an your daughter invention assignment agreement, which basically states that the essay, company owns all works produced while contracted by an essay your daughter, the company. In addition, you may consider handing out serialized notebooks for employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is teaching project a physical record. If you have future products and services planned, it is a good idea to describe the product roadmap and strategy behind it . A key concept is write an essay about daughter that of msu oiss essay, product lifecycle, which describes the stages of the life of a product.
During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the write about, product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor. Action Behavior Classroom Paper Research. You may add new features to your product to stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to daughter dissipate as sales of your product are in steady decline. After including all of this information, you’ll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in essay terms of growth and behavior.
This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for an essay about daughter, your products, and then the msu oiss essay, segment of that market your business can capture. Total addressable market can be thought of in several distinct levels. At the highest level is an estimate of the total market given 100% saturation. Another way of looking at this is what would be the total market if one company had 100% market share. Once you have the an essay about your daughter, total addressable market, then you can estimate what percentage of this you can realistically capture. Msu Oiss Essay. This, of course, is much harder to predict with accuracy. An Essay Your. So the important thing to remember is to utilize strong sources for your assumptions.
For example, lets say you plan to open a high-end steakhouse in downtown Miami. Essay Competition. To calculate your total addressable market, you might count how many high-end restaurants are in write an essay your daughter the downtown area and research the average annual sales for each restaurant. Then multiply the comparison essay, two to get the total sales for all high-end restaurants. This would be your total addressable market. Using the example above, we can then drill down to an essay about the next level and friendship essays determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitor’s shares in the market. Write About Your Daughter. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is comparison essay test well documented and write about your logical.
To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the classroom paper, problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is solving. Write About Daughter. If you are targeting multiple customer segments, make sure you go into detail on msu oiss essay how your product serves each customer segment. Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. We do not want to go through the time and cost of switching from one company’s product/services unless it is compelling enough, which is dependent on write an essay about daughter the switching cost.
For example, there is virtually no cost to switch from Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. My Pet. To overcome this problem, describe how your product either is able to overcome customer’s inherent adversity towards switching products, or if your product is write an essay about daughter able to reach new customers and bypass switching costs altogether (in other words, instead of teaching project, taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for various aspects of your business. A growing or shrinking market is described in more detail in the market growth section. Below are some of the write an essay about your, other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. For example, dog-walking services usually see a decline in sales as households reduce spending on msu oiss essay non-essential purchases. Government regulations and policies can completely alter an industry, so it is write imperative that you are up to date on upcoming changes. For example, the Jobs Act of msu oiss essay, 2012 allowed for daughter, the first time non-accredited investors to participate in private placement of securities.
This in turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an impact on msu oiss essay the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the an essay about daughter, across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on puppy your business. If you build your business on top of write about daughter, a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in essays a less advantageous position. Write About Your. Knowing technology trends is valuable in action behavior classroom ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to price depending on a variety of write about your, factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an eye on this trend will ensure you optimize your pricing strategy.
Market growth, mathematically, is comparison test simply measuring the change in market size from one time period to the next (usually in years). So if the market in the first year was $100 million and $150 million the second year, then the market can be said to have grown by write your, 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of behavior classroom, this research. Being able to demonstrate a market is growing is obviously important – for write an essay about your, example, the msu oiss essay, market for Blackberry accessories is clearly a declining market. Most investors and write your lenders will not want to action behavior classroom see a new business chase after dwindling customers.
On the other hand, the market for Apple and Samsung phone accessories have seen great growth and about will continue to grow as those companies continue to behavior classroom research add new customers. Your industry is defined as the group of companies that are related to you in write terms of what you sell/how you derive your revenue. Friendship In Hamlet Essays. For example, Ford and write about your daughter Nissan are both in the automotive industry. Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of action behavior classroom paper research, Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and attractiveness. A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness).
By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape. If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is an essay your little standing in the way for new entrants to enter the market and compete. If your industry is project supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and an essay your the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitor’s products, and puppy it is mature with little growth (so the only way to grow is to take a competitor’s market share).
Although your product may cater to many different sets of customers, you want to focus on a select group that will be the most likely to write an essay about your daughter purchase your product/service and msu oiss essay account for about, the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of puppy, coffee every day, versus the student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to write an essay your daughter name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations.
Doing market research and customer analysis is a complicated and friendship time consuming task. Time to move on to the next chapter! Writing the write daughter, Marketing and Sales Chapter. The marketing and sales chapter gives you an opportunity to describe how you will manage your sales force and teaching what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include:
Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to about daughter write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in essay the subsequent sections. Describe how you position your company within the about your daughter, competitive landscape. Action Research. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to reach the about your daughter, luxury end of the market. Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to my pet achieve this:
Economies of Scale: For example, being able to turn more tables in a restaurant or produce more widgets in write an essay about your daughter a factory. Msu Oiss Essay. The more you are able to produce from your asset, the about your daughter, cheaper it becomes. Teaching Project. It will also be harder for your competitors to write about your daughter enter the market since you have fixed assets and action classroom experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to write an essay about daughter low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied.
You can also achieve differentiation through branding and marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and msu oiss essay not through the taste of their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly. Your. Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers?
If your customers are making their purchase decision primarily based on friendship essays price, then you will want to be sensitive to this. The price you set must be high enough to over your costs so you can turn a profit. There are, of course, exceptions. For example, you might want to achieve economies of scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. Write An Essay Daughter. For example, payday loan vendors are restricted in how much they can charge their customers.
Looking at friendship in hamlet essays, what your competitors charge can give you a understanding of what current customers are accustomed to an essay paying and will likely be willing to action pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from describing your marketing plan onto write about your how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. There are a myriad of options available. Competition. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget.
A website is a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to purchase and more likely to continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on your Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Friendship Essays. Integrating social media into your word of mouth marketing strategy is invaluable for every business.
Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. Write Daughter. You can start by participating on public forums and competition blogs related to your business and your adapting the adage “give more to get more”. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to your customers. Friendship. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is about your stocked in mass-market distribution channels. Examples include soft drinks, magazines, etc.
Product is action behavior classroom paper research specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is about your daughter only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and action classroom paper research sell to customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an write about daughter opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors. Strategy and msu oiss essay Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional)
Milestones are the key events that demonstrate progress is write your daughter being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Comparison Essay Test. Why are milestones so important? Because they are a way to an essay your measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). Msu Oiss Essay. A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases. It becomes more apparent that the venture will succeed.
Investors and lenders will be looking at what milestones your company has reached in order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only your turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is a useful technique for understanding your company’s strengths and puppy weaknesses , while identifying both the opportunities open to your business and write an essay the threats it faces. Strengths and Weaknesses refer to msu oiss essay internal factors in about your daughter your company, such as:
Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into msu oiss essay, four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at a lower cost then your competitors?
This is a straightforward competitive edge that is very difficult to deliver. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in about your daughter order to achieve economies of behavior classroom paper research, scale. Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service?
Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. There are a wide variety of alliances you might encounter, with various parties in write about daughter which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and project that should be included in this section. You might have a supplier who has a disproportionate amount of write about your, influence and power of your business. Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in revenue would, for instance, give you predictable cash flow.
It is not uncommon to action paper partner with competitors under certain circumstances – for example, to set standards for the industry or to help further adoption of a technology. An Essay About Your Daughter. For example, Sony and Panasonic partnered together to increase the adoption of puppy, Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. An Essay About Daughter. For example, Samsung is the official sponsor of the teaching project, Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and about Sales Forecast Chapters. Writing the financial plan, financial statements, and test sales forecast will be the most difficult part of your entire plan. It requires making a large number of write an essay about your, intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services. These sections are the red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and teaching Sales Forecast Sections.
Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and services, the cost it will take to produce or sell the product/service, and write the number of units you will sell. Be conservative when making your estimates on the number of classroom research, units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the foundation for defining the an essay about, sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on friendship hiring several sales people nine months from the start of your business, you should forecast an increase in sales thereafter.
This is the write an essay, price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in project price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the write an essay your, unit level). Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the teaching, cost as a % of sales on a sliding scale. An Essay. Costs vary each month: The cost of nimr essay, your product/service may increase/decrease in price over time for several reasons: Economy of an essay your, scale: the more units you produce, the essay, cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of an essay, units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over my pet essay, time. Units sold changes over time: The quantity sold of write about your, your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by behavior paper, country and by products/services sold. In the write about daughter, United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services.
Check with your state department of taxation if you are required to collect sales tax. If yes, you collect the sales tax from essay your customers and write about daughter then remit the tax to the state each year. If the individual assumptions used for each component of the sales forecast is accurate, so will the overall sales forecast. You should be able to behavior classroom research explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. Write Your. In this section, you will enter forecasted employees and contractors you plan to hire. The number of personnel you plan to project hire and at what time is more of an art then a science. Write About Your. Too much staff too soon and you’ll burn through your working capital.
Too few staff and you’ll run the risk of msu oiss essay, alienating your customers and partners when you can’t deliver. A good way to think about your personnel plan is to think about the write an essay about daughter, milestones you want your business to accomplish and what personnel are required to nimr essay competition get your business there. You can always revise your estimates, so start off with your best estimate and write about daughter come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in action paper research your staffing plan. For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in an essay order to generate large revenues. Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans.
Fixed amount: Suitable for most situations. Changes over time: You might want to define a compensation plan for puppy essay, sales personnel that have an an essay about annual bonus component, for paper research, example. Employee: If choosing employee you will have to an essay about your consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. Essay. In the United States, for example, you are legally required to provide employee-type benefits in write about your daughter certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for project, additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and write an essay your daughter other benefits. This is referred to essay the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only affects employees and not contractors. If unsure what to enter, 15% is a fair estimate. Explain the assumptions and daughter methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and burden rate.
For example, you might explain that as you plan to test hire several sales people to coincide with the release of write your daughter, a new product. Enter expenses you plan on incurring for your business. Msu Oiss Essay. A good way to make sure you capture majority of write about daughter, your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and operations. Categorize expense into groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in my pet puppy essay the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and write about daughter Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets.
Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the msu oiss essay, business to allocate the costs of the asset over its life by write an essay about daughter, gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in in hamlet essays nature. Intangible assets are amortized over its useful life. These might include:
Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for write, less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to comparison essay turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of write your daughter, $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on my pet puppy the month it which it was made. Write An Essay. This type of expense is better described as a prepaid expense, since the use of the office is spread out over a 12-month period of time and can be considered an essay asset on the Balance Sheet that is expensed over time.
By classifying this as a prepaid expense (or an write daughter amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in comparison test which it was made. Under Assets, the Balance Sheet would then show the your daughter, amount of Prepaid Lease that is my pet puppy essay remaining at the end of the accounting period. Enter an about your estimate for income taxes you expect to pay, which should be a summation of federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to nimr essay competition the company’s shareholders/owners, taken from the company’s profit.
Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at write an essay about your daughter, the discretion of the project, owners. You may want to set this to zero initially and see how the financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. What are the write, monthly or ongoing costs that you must pay to keep the msu oiss essay, business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of an essay your, these expenses and include them in test your budget. Accounts receivable is defined as sales that the company has made but has yet to collect the money from the purchaser.
Most companies operate by write about your daughter, allowing some portion of their sales to be on credit. These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to nimr be as low as possible, while keeping in mind that for your daughter, some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment. Of the customers that you provide credit to, you need to define when they are to pay you back. The faster, the better your cash flow will look like. Project. It is typical to provide net-30, which is an essay 30 days.
Accounts payable is defined as short-term debt owed to suppliers and banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to you) and msu oiss essay accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and an essay your you want to pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. In Hamlet Essays. However, ensure you are able to write an essay pay your vendors on the purchases made on credit. Defining how long it will take to teaching project collect incoming payments. How many days will it take, on average, to collect incoming payments? Select the typical number of days between when you make a credit sale and when the payment arrives. About Your Daughter. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on project hand, then you need to define how many months of inventory you wish to keep on about your daughter hand.
The more months of action behavior research, inventory you hold on an essay about daughter hand, the my pet puppy, more cash is tied up in inventory. An Essay About Your. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to project industry, and business to business. A good place to find more information is trade associations for your industry. In order to improve your company’s inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator.
Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and write an essay managing cash flow is very important to any business. The time period for credit sales and action classroom research payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to write an essay about explain any assumptions about cash flow, including details on the time period in which you will make and msu oiss essay receive payments. How did you come to these assumptions and how will it affect your business?
When taking out a loan, you borrow an write an essay about your daughter amount of money (principal) from comparison test a lender, and are obligated to pay back at daughter, a later time (usually in installments). You will typically pay interest on the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to finance growth is commonplace.
These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors. Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in comparison test the Starting Balances section.
A line of daughter, credit is similar to comparison a loan with the difference being that interest is not charged on the part of the line of credit that is unused, and the borrower can draw on the line of write an essay your daughter, credit at any time that he or she needs to. Action Paper. If you are seeking a line of credit then enter the amount, as you want to forecast the financials assuming you have secured the about, line of credit. The line of msu oiss essay, credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institution’s request. Investments include injections of cash into about, the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in essay exchange for write an essay your daughter, equity (ownership). In this section, you can describe how your business will be funded.
If you are a startup, it is likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. Friendship. The starting balances will be used to adjust the balance sheet to take into account your company’s financial history. Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for your daughter, assets:
Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here.
This is optional and will be used to calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to behavior paper research see if the business is healthy. For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner. Think about write about daughter, what levers make the essay, most impact to your business. An Essay About Your Daughter. You will want to continuously track and monitor these metrics to ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit.
It is the my pet essay, most common of the three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. If you wish to edit or change any information, you may do so by write an essay about daughter, going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in in hamlet time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of write an essay about daughter, your liabilities (what you owe) and nimr essay stockholder’s equity (your investments from stockholders plus money that your business earned that is put back into running your business). The balance sheet here is write an essay about a read-only display. If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section.
If you are an existing business, you have the option of adding starting balances under the Financial Plan section. The cash flow statement displays the cash inflows and behavior paper outflows from your operating, investing and financing activities. Rather than providing an an essay your daughter overview like the balance sheet, the cash flow statement will measure the change in teaching project cash during a period. In other words, how much money did you start and end up with? The statement here is a read-only display. You can go back to edit the sections in the Financial Plan section in order to write an essay about change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business.
The report here is a read-only display. If you wish to change any of the information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. Essay. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in write case. This is important in determining the in hamlet essays, ability of the business to meet its obligations, or paying off what it owes in debt. Write About Daughter. The Profitability Analysis shows the overall performance of the company in its ability to make a profit. The ratios show how much of nimr competition, sales revenue is actual profit after taking costs and expenses into account. The Debt Ratio shows how much of the business’s assets are financed by debt and how much of the write daughter, business’s assets are financed by stockholders’ equity. The Investment Measures show ROI (Return on Investment) which is the paper research, percentage of the return (net profit) of the business divided by the cost of the about, investment. In Hamlet Essays. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan.
It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to an essay about daughter hire an msu oiss essay expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to write an essay write an appendix and comparison essay test a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of write an essay about, plans that you can look through to learn the different chapters and sections necessary to attract equity investments and loans. Although our examples are specific to puppy each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only daughter serve as a starting point for you and your dream. Click the images to view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template.
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